Fast & Flexible Home Improvement Financing
Financing Options for Home Improvement Projects
We understand that home improvement projects can be a major investment. To help make your project more manageable, financing options may be available through trusted third-party lending partners.
Through financing platforms like Acorn Finance, homeowners may be able to explore loan options for projects ranging from small repairs to large renovations.
Financing features may include:
- Loan amounts from $1,000 to $100,000
- Fast approval decisions — often within minutes
- Funding available in as little as 1–2 business days
- Competitive APRs and flexible repayment terms
- No obligation to accept an offer
- Simple online application process
Does Checking Financing Affect Credit Scores?
In many cases, checking available rates can be done without impacting a homeowner’s credit score. Final loan terms, approvals, and financing decisions are determined directly by the lending provider based on the applicant’s financial profile.
Financing Flexibility
Approved funds can typically be used for a wide range of home improvement services, including:
Financing agreements are handled directly between the homeowner and the lender. Contractors and service providers are not responsible for lending decisions, repayment obligations, or loan approvals. Availability may vary by state and lender participation.
Frequently Asked Questions About Financing
What loan amounts are available?
Personal loan options may range from $1,000 up to $100,000 depending on qualification requirements.
How quickly can funding happen?
Some applicants may receive approval decisions within minutes and funding within 1–2 business days after final approval.
Can I still pay with a credit card?
Yes. Financing options and credit card payments can both remain available depending on the contractor’s payment policies.
Are financing options available everywhere?
Financing availability depends on lender coverage areas and state regulations. Certain states and territories may not currently qualify.